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Terms of service

Effective . Last updated .

1. Overview

dentalequipment.finance (the “Site”) is operated by MainLine Finance (the “Operator”). The Site provides a commercial-financing matching service that connects U.S. dental practices with a panel of dental-specialty lenders. The Operator is not a lender. By using the Site you accept these Terms.

2. Business-purpose only

The Site is for business-purpose, commercial financing transactions only. It is not a consumer-credit service. You represent that any financing you apply for through the Site will be used predominantly for business or commercial purposes (e.g., dental equipment, dental practice acquisition or operation), not for personal, family, or household purposes.

3. Operator is not a lender

The Operator is not a lender, insurance producer, or financial advisor. Loans are made by independent third-party lenders. The Operator routes your application to lenders most likely to fund your file. Final approval, term sheet, and funding are at the discretion of the lender.

4. Lender-paid fee

The Operator is paid a flat referral fee by the lender you select. The fee is disclosed on every term sheet you receive and does not change your APR, term, or fees. You pay nothing to the Operator for use of the Site, application, or matching.

5. Accuracy of information

You agree the information you submit through the Site is true, accurate, and complete to the best of your knowledge. Material misrepresentations may result in a declined application by the panel lender and may be reported to credit bureaus and other regulators as required by law.

6. Credit checks

By submitting the intake you authorize a soft credit inquiry to surface lender matches. A hard credit inquiry will occur only with your separate authorization to a specific lender you select.

7. No guarantee of approval or terms

The Site does not guarantee approval, specific APR, specific term, or specific dollar amount. Tier-band estimates and composite illustrative scenarios on the Site are directional only and do not constitute an offer.

8. Limitation of liability

To the maximum extent permitted by law, the Operator’s aggregate liability arising from or related to use of the Site is limited to one hundred U.S. dollars ($100). The Operator is not liable for indirect, incidental, special, consequential, or punitive damages.

9. Contact

Email angelo@mainline.finance for any questions about these Terms.

Draft pending counsel review. For inquiries, call (800) 555-1234.