Equipment · Software

Dental Practice Management Software Financing

Practice management software, advanced imaging suites, and AI diagnostic platforms (Pearl, Overjet, VideaHealth) carry meaningful upfront and ongoing costs. Perpetual-license PMS installs run $10K–$50K; cloud PMS prices monthly. Multi-year prepay or implementation buildouts are routinely financed via working-capital sub-loans or short-term EFAs.

Typical cost: $5,000–$50,000

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Cost context

What drives the price spread.

Dentrix, Eaglesoft, Open Dental, Curve Dental are the dominant practice management platforms. AI diagnostics layer on top and price per provider per month.

Section 179

Placement-in-service mechanics.

Software is Section 179-eligible (off-the-shelf, useful life over 1 year, purchased for business use).

Structure

Lease vs. finance for this equipment.

Short-term EFA for perpetual-license PMS. Cloud subscriptions don't fit a financing structure — they're operating expenses.

Common manufacturers

What lenders typically finance.

  • Dentrix Ascend
  • Eaglesoft
  • Open Dental
  • Curve Dental
  • Pearl
  • Overjet

Brand-specific financing pages launch in Wave 2.

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