Equipment · Operatory bundles
Full Operatory Bundle Financing
A new operatory bundle (chair + delivery + light + cabinetry + intraoral scanner + digital sensors + amenities) runs $35K–$90K all-in depending on premium tier. For de-novos and multi-op expansions, bundling the operatory into a single project loan beats stacking 5–8 separate equipment loans on pricing and servicing.
Typical cost: $35,000–$90,000
No hard credit pull to start. · Takes about 2 minutes.
Cost context
What drives the price spread.
Buildout (plumbing, electrical, cabinetry, flooring) often doubles the equipment cost. Project-loan structures cover both.
Section 179
Placement-in-service mechanics.
Place-in-service runs op-by-op as each room is operational. Phased openings can split deductions across tax years.
Structure
Lease vs. finance for this equipment.
Finance — project structures don't lend themselves to FMV lease.
Common manufacturers
What lenders typically finance.
- A-dec
- Midmark
- Pelton & Crane
- Belmont
Brand-specific financing pages launch in Wave 2.
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